What is Health & Dental Plan

Health & Dental plans cover unexpected medical expenses that are not covered by your provincial health care plan. Health and dental benefits are coverage provided by an insurance company, typically, to either pay for or reimburse policyholders for expenses. These benefits usually cover items like visits to the dentist, prescription medications, vision care, physiotherapy, massage therapy, and sometimes even counseling sessions. Health and dental benefits may be purchased by an employer in the form of group insurance, or it may be purchased by individuals and families

Some Key Benefits

Cost of prescription drugs
Vision Care
Dental Treatment
physiotherapy or massage therapy
Paramedical and ambulance services
cost medical equipment or assistive devices
Travel Insurance

What is personal health insurance?

Personal health insurance helps lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. While provincial health plans provide coverage for many health expenses, there are some gaps that can have a significant impact on your finances. For example, depending on the province or territory where you live, you may have to pay for:

Prescription drugs to treat a chronic or serious health condition
Emergency medical services provided in another country
Practitioners like physiotherapists to help with injury recovery
Medical equipment to assist with your mobility
Travel insurance coverage, If you are traveling out of your province

Why Should I Get Personal Health Insurance?

Tired of paying for routine, day-to-day health care expenses out of your own pocket? Health insurance gives you the opportunity to save on the costs of health care that aren’t provided by your provincial health care. Some of these include hearing aids, prescription drugs, nursing, home care, physiotherapy, massage therapy, and much more.

Why Should I Get Dental Insurance?

The short answer is that dental procedures are often expensive, especially if your teeth require extensive treatment. A dental plan can cover most of the costs associated with oral health. The policy cover preventive, acute, and emergency dental care, and your teeth serve as a good indicator of other aspects of your physical health. Proper maintenance of your teeth can help you save yourself from several other illnesses, and with a dental policy in place, you will be able to save money or even completely cover any treatment you may require.

Health & dental insurance is available from most major insurance providers. Many employers also include health & dental coverage as part of their employee benefits packages. But, If you don’t have any coverage from your employer. It’s always advisable to get personnel coverage for you & your family. We can help you in providing a plan that fits your needs & budget.